Keep Eye Health in Sight
If you don’t have to squint to read text messages or slow down to read street signs, you might assume you don’t have to think about your eyes. But there’s a lot more to eye health than how well you can see. That’s why it’s important to see an optometrist. Here are some things to consider:
An annual eye exam is a good idea for everyone, even if you don’t have vision insurance. Sure, the optometrist will check your vision, but he or she also will check for problems such as glaucoma and cataracts. The bonus? As he or she checks your eyes, your optometrist also will check for signs of conditions, such as diabetes, high blood pressure, and more. And if the optometrist does discover serious problems—including diseases of the eyes—it will be covered under your health insurance policy, as will injuries to your eyes.
Vision coverage makes it easy.
Most standard vision policies allow for an annual exam with a small co-pay. You’ll find that coverage for lenses, contacts, and frames will vary, but basic costs are usually covered in part by your insurance. Of course, if you want hip, new frames, you’ll pay more. Bottom line: Know what your policy covers before your visit, especially in case your provider suggests additional tests.
Find a doc.
Finding an eye-care provider is similar to finding a family doctor: Go to your insurer’s website and search for in-network providers in your area. Then contact that provider and confirm that he or she accepts your insurance, and make an appointment.
Just as with any other health matter, you shouldn’t take your eyes for granted just because they don’t give you problems. Regular eye exams will help ensure you not only see well, but that any problems you might be having will be seen before they become bigger problems.